[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aprax.cz\/poplatky-za-takzvane-europlatby\/#Article","mainEntityOfPage":"https:\/\/www.aprax.cz\/poplatky-za-takzvane-europlatby\/","headline":"Poplatky za takzvan\u00e9 europlatby","name":"Poplatky za takzvan\u00e9 europlatby","description":"U\u017e v\u00a0minul\u00e9m roce Evropsk\u00e1 unie rozhodla, \u017ee si banky ji\u017e nebudou moci \u00fa\u010dtovat vysok\u00e9 poplatky za p\u0159evody m\u011bn do eur a naopak. Tyto poplatky byly nep\u0159\u00edjemn\u00e9 pro v\u0161echny krom\u011b bankovn\u00edch instituc\u00ed. Od leto\u0161n\u00edho prosince si ji\u017e banky nebudou vyb\u00edrat vysok\u00e9 poplatky za tyto p\u0159evody. Nyn\u00ed je mo\u017en\u00fd p\u0159evod zcela zdrarma nebo za poplatek do p\u0159ibli\u017en\u011b […]","datePublished":"2019-12-10","dateModified":"2019-12-10","author":{"@type":"Person","@id":"https:\/\/www.aprax.cz\/author\/#Person","name":"","url":"https:\/\/www.aprax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aprax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aprax.cz\/wp-content\/uploads\/img_a364339_w4244_t1577099000.jpg","url":"https:\/\/www.aprax.cz\/wp-content\/uploads\/img_a364339_w4244_t1577099000.jpg","height":0,"width":0},"url":"https:\/\/www.aprax.cz\/poplatky-za-takzvane-europlatby\/","about":["Pen\u00edze"],"wordCount":412,"articleBody":"U\u017e v\u00a0minul\u00e9m roce Evropsk\u00e1 unie rozhodla, \u017ee si banky ji\u017e nebudou moci \u00fa\u010dtovat vysok\u00e9 poplatky za p\u0159evody m\u011bn do eur a naopak. Tyto poplatky byly nep\u0159\u00edjemn\u00e9 pro v\u0161echny krom\u011b bankovn\u00edch instituc\u00ed. Od leto\u0161n\u00edho prosince si ji\u017e banky nebudou vyb\u00edrat vysok\u00e9 poplatky za tyto p\u0159evody. Nyn\u00ed je mo\u017en\u00fd p\u0159evod zcela zdrarma nebo za poplatek do p\u0159ibli\u017en\u011b 10 K\u010d. Evropsk\u00e1 unie myslela i na podnikatele. Na\u0159\u00edzen\u00ed se t\u00fdk\u00e1 tedy soukrom\u00fdch osob i podnikatelsk\u00fdch subjekt\u016f.\tSEPA \u2013 Single Euro payments areaSami banky si poplatky za p\u0159evody nenechali uj\u00edt, proto musela zas\u00e1hnout Evropsk\u00e1 unie. Do t\u00e9to z\u00f3ny pat\u0159\u00ed \u010dlensk\u00e9 st\u00e1ty, zem\u011b Evropsk\u00e9ho hospod\u00e1\u0159sk\u00e9ho prostoru a n\u011bkter\u00e9 dal\u0161\u00ed st\u00e1ty. Do SEPA zat\u00edm nepat\u0159\u00ed z\u00a0v\u00fdznamn\u00fdch partner\u016f Rusko, Ukrajina nebo nap\u0159\u00edklad Turecko.T\u00edmto na\u0159\u00edzen\u00edm se kone\u010dn\u011b povolila brzda v\u00a0n\u00e1kupech. B\u011b\u017en\u00fd spot\u0159ebitel toti\u017e mohl klidn\u011b kv\u016fli \u00fahrad\u011b 10 eur zaplatit polatek 24 euro, co\u017e bylo pro obchod likvida\u010dn\u00ed. Tyto poplatky tedy v\u00a0z\u00e1sad\u011b ni\u010dili obchody a zv\u00fdhod\u0148ovali obchody, kde nebylo p\u0159evodu m\u011bn pot\u0159eba. Od leto\u0161n\u00edho prosince m\u00e1me tedy v\u00edce otev\u0159en\u00fdch mo\u017enost\u00ed pro nap\u0159\u00edklad lep\u0161\u00ed nab\u00eddku zbo\u017e\u00ed a slu\u017eeb.\t\u010cesk\u00e9 banky \u2013 ru\u0161en\u00ed poplatk\u016fN\u011bkter\u00e9 \u010desk\u00e9 banky s\u00a0ru\u0161en\u00edm poplatk\u016f nesp\u011bchaly. Je \u0161koda, \u017ee nikdo nevyu\u017eil takov\u00e9 marketingov\u00e9 \u0161ance, aby z\u00edskal v\u00edce klient\u016f. Ot\u00e1zkou ov\u0161em je, zda tyto poplatky nebyly tak vysok\u00e9 a v\u00fdhodn\u00e9 ne\u017e nov\u00fd z\u00e1kazn\u00edci.Jako prvn\u00ed na na\u0161em trhu tyto poplatky zru\u0161ila na za\u010d\u00e1tku roku 2019\u00a0 mBank. Na ja\u0159e se pak p\u0159idala Fio banka a postupn\u011b se p\u0159id\u00e1vali dal\u0161\u00ed. Na posledn\u00ed mo\u017en\u00fd term\u00edn \u010dekali nap\u0159\u00edklad \u010cesk\u00e1 spo\u0159itelna nebo Komer\u010dn\u00ed banka. Komer\u010dn\u00ed banka si nech\u00e1vala tyto poplatky do posledn\u00ed mo\u017en\u00e9 chv\u00edle a i nyn\u00ed si za p\u0159evod m\u011bn zaplat\u00edte. \u010c\u00e1stka za p\u0159evod u Komer\u010dn\u00ed banky \u010din\u00ed 6 K\u010d.N\u011bkter\u00e9 banky jsou zajist\u00e9 zklaman\u00e9 ze ztr\u00e1ty tak snadn\u00fdch poplatk\u016f. To ov\u0161em dokazuje i ponech\u00e1n\u00ed alespo\u0148 mal\u00e9ho poplatku za p\u0159evody. Je smutn\u00e9, \u017ee regulaci poplatk\u016f musela zajistit a\u017e Evropsk\u00e1 unie, kdy v\u00edme, \u017ee takov\u00e9 rozhodnut\u00ed nen\u00ed platn\u00e9 ze dne na den.                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poplatky za takzvan\u00e9 europlatby","item":"https:\/\/www.aprax.cz\/poplatky-za-takzvane-europlatby\/#breadcrumbitem"}]}]